IMPORTANT: This Birch Gold Group IRA Review is only applicable to residents of the United States of America. Non-residents of the USA are ineligible to participate in Birch Gold IRA's and cash products.
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Birch Gold Group IRA Review Summary
Great customer support team with a dedicated interest in providing the best information for your specific purposes, with zero pressure to buy. Timely and up-to-date purchase information with access to market specialists covering all precious metal product options.
Top customer review ratings and review numbers. Very competitive pricing structure with multiple IRA-approved precious metals and buillion coin products. With thousands of satisfied customers, the Birch Gold Group is well worth investigating for your precious metals and gold IRA needs.
Birch Gold Group Pros & Cons
Birch Gold Group Overview
Birch Gold Group was founded in 2003 and is headquartered in Burbank, California, The group has an in-house IRA Department and a team of Precious Metal Specialists in silver, platinum gold and palladium. They provide services for both personal precious metals investment through direct purchase, and for investing in Gold IRA's via direct investment and through rollovers from 401(K) and 403(B) holdings.
The group has an A+ rating on the Better Business Bureau and a AAA rating on the Business Consumer Alliance, plus 126 reviews on TrustLink and 107 reviews on TrustPilot.
Birch Gold Group IRA Offering
Birch Gold Group offers both an IRA and the ability to purchase gold with cash. The services provided include:
MINIMUM INVESTMENT AMOUNT
$10,000 for both IRA and Cash purchases (physical delivery).
THE FEE BREAKDOWN
Can vary by custodian, but here are fees for Equity Trust, the custodian that most of Birch's customers use:
• One-time: $50 setup, $30 wire transfer
• Annual: $100 storage, $100 management
• First year fees waived on IRAs over $50,000
• Free shipping for cash purchases over $10,000
• Up to $10,000 in free precious metals on qualified purchases
For IRAs, depository options include the Delaware Depository, Brink's and International Depository Services. Among these options, locations include Delaware, Los Angeles, New York City, Dallas and Seal Beach, CA.
Birch Gold Group will buy back any metals that they have sold to their customers, at zero additional charge.
Birch Gold Group IRA Investment Options
Approved IRA Investments
This table shows the types of gold Birch Gold Group sells for use in Gold IRA accounts. The company also sells gold bars, silver, platinum, palladium and other precious metal bars, rounds and coins for non-IRA investments. NOTE: The below information can change due to legislation. Check with your account manager to confirm the options.
American Gold Eagle — Bullion
91% gold available in 1/10, 1/4, 1/2 and 1-ounce coins.
American Gold Eagle — Proof
A limited number of the collector’s version of the American Gold Eagle coin are minted each year.
The first pure gold coin in North America, the Gold American Buffalo is a 24-karat bullion coin.
Canadian Gold Maple Leaf
One of the purest coins in the world, the 24-karat gold coin is minted with no base metal.
Gold Bars and Rounds
Generally valued closer to the melt value of gold than most others on the market.
Gold bars available in 50 x 1 gram and 20 x 1 gram.
Gold Polar Bear and Cub
99.99% pure gold, CA$10 face value.
The Royal Canadian Mint’s 2016 gold coin is 99.99% pure gold and weighs 1/4 ounce.
Gold Twin Maples
A 1/4 ounce pure gold coin in CA$10 denomination.
Birch Gold Group Values & Standards
Birch Gold Group lives by the 3 tenets of Knowledge, 1-on-1 Care and Trust. They are very focused on educating their clients not only so they understand their investments but also the wider market in which they operate.
The provide guides to help you identify scams and to recognise good investments, and their website is frequently updated with the latest infromation.
Access to your Specialist is the primary focus of the 1-on-1 Care. You get matched up with a precious metals Specialist to define your specific needs and goals and you keep the same Specialist during your time with Birch Gold.
Your specialist is your point of contact for all questions regarding your investments and accounts.
Birch Gold Group understands that trust is everything when it comes to you and your investments and how best to diversify them. They put great store in the value of trust and go out of their way to ensure you feel secure about your financial assets and resources.
There are 6 standards that Birch Gold Group adhere to and which form the basis of their relationship with you throughout your time with them as a client.
These are :
Birch Gold Group IRA Review Conclusion:
Birch Gold Group has a very high customer satisfaction rating with hundreds of positive reviews and very few negative ones (which most often seem to be resolved to the client's satisfaction). The products they provide are diversified and competitive in the market. Their fee structure is low and they have a great buy back program.
Learn More About Birch Gold Group IRA's
Birch Gold IRA FAQ
Yes. The rules for tax deferral on gains allow a self-directed retirement account like the Gold or Precious Metals IRA accounts to be approved as tax deferred.
No. If precious metals are NOT in an IRA, then you can store them where you like, but Gold and other precious metals in an IRA must be stored in a bank or an IRS-approved trustee, preferably the latter. Even if it's not in an IRA, storing high-value items in your home is not advised for security and safety reasons.
No. You have an option to choose your own physical storage organisation. If you want to you can use Birch Gold Group's association with Delaware Depository which will securely store your investment items separated from those of other customers. Securing with a depository means you can take advantage of their insurance options also. For Delaware, that means your account is insured for up to $1 billion with insurance from Lloyd’s of London.
It is impossible to fully guarantee the value of precious metals due to normal market fluctuations. There is no guarantee on the future value of gold, silver and other precious metals in a normal operating market.
Yes. Saying that, this can change with market conditions, promotions or other company policy. Always confirm this with your broker at time of research or purchase. At present, $10,000 is required for all transactions as the minimum investment in a Birch Gold Group Precious Metals IRA.
Absolutely. Birch Gold Group is dedicated to your investment future and that means who you deal with and who looks after your account. You are in control of the whole process.
Gold and other precious metal IRAs are an investment and carry risk. Consumers should be alert to claims that customers can make a lot of money in these or any investment with little risk. As with any investment, you can lose money and past performance is not a guarantee of future performance results. Consumers should also obtain a clear understanding of the fees associated with any investment before agreeing to invest. See more Gold And Precious Metals IRA's here.
Click the link to read more about the Birch Gold Affiliate Program